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Connect your bank, find every write-off automatically, and file Federal & State for $29.99 flat. No hidden fees. No upselling.
Live Forecast
$3,412
Write-offs
Auto-captured from your cards
Bank Sync Active
12,000+ institutions supported
Federal
Ready
State
Included
Audit
Guarded
Seamlessly Connects With 12,000+ Institutions
The Difference
A split-screen look at why our honest flat fee wins—no bait, no switch.
Average Cost: $220+
Manual entry
Re-typing receipts and transaction rows
Hidden state fees
$40-$60 stacked on at checkout
Upsell after upsell
Extra for audit, crypto, or “premium”
Flat Fee: $29.99
Auto-Connect
Link banks in seconds, no manual typing
State Included
Federal + State bundled—no surprises
Max Refund Guarantee
AI finds every write-off automatically
No buzzwords. Here's exactly what Chedr's AI does behind the scenes.
Our AI scans your bank transactions for specific merchant codes and payment descriptions, then matches them to IRS Schedule C categories automatically.
Example: "Uber" → Transportation; "AWS" → Software/SaaS
Trained on thousands of tax returns, our AI identifies patterns that qualify for specific deductions—home office percentage, mileage rates, equipment depreciation.
Example: Regular home internet + workspace = Home office deduction eligible
Every deduction is cross-checked against current IRS tax code using deterministic algorithms—not guesswork. Our calculations are verified against official tax tables.
Result: 100% accuracy guarantee on tax calculations
If our AI makes a calculation error that results in IRS penalties or interest charges, we cover them. Period. This includes any additional tax owed due to our error, plus any IRS penalties and interest.
Note: This guarantee covers calculation errors, not intentional misrepresentation or unreported income. Our AI can only work with the data you provide.
Three simple steps to your maximum refund
Link your banks, investments, and payroll using our secure Plaid integration. No hunting for documents, no manual data entry.
Our AI instantly analyzes and categorizes your financial life, identifying every deduction and credit you qualify for. It's smarter than traditional software because it learns your unique situation.
Simply verify the AI's results and e-file. We guarantee our calculations are 100% accurate and that you'll get the maximum refund possible.
Chedr is more than just tax software. We use a "Tax-First Design" to optimize your finances 365 days a year, not just in April.
Connect all your accounts once, and get real-time insights into your spending, income, and tax-saving opportunities throughout the year.
Built with 256-bit encryption and secure Plaid integration (12,000+ banks). Your data is always protected.
Unlike other finance apps, every feature is built to maximize your tax refund. We don't just track spending—we find money you didn't know you had.
Because we track everything year-round, tax time is literally one button. No data entry, no searching for receipts, no stress.
The average user finds $1,847 more in deductions. Our service costs $29.99. That's a 6,000% return on investment.
The expertise of a CPA for the price of pizza delivery. No hidden fees. No bait-and-switch.
Plain-English pricing so you can see the trap fees the big brands add later.
| Feature | Chedr | The Big Guys | CPA |
|---|---|---|---|
| Base Cost | $29.99 | $0 (Bait) | $400+ |
| State Filing | Included | $50+ Extra | Included |
| Crypto/Stocks | Included | Requires Premium ($140+) | Included |
| Audit Defense | Included | $40 Extra | Varies |
Both plans include free federal and state e-filing. No hidden fees. Cancel anytime.